Disclaimer
Draft — not a finished legal document. This disclaimer is a template. It describes how this application behaves, but it has not been written or reviewed by a lawyer and is not tailored to any jurisdiction.
Portfolio Tracker is a personal, educational project. It uses simulated money only: no real money is deposited, traded or paid out. This disclaimer is here so the project has something accurate to point at.
This is a simulation
Everything on this site is pretend. Each account is given $50,000.00 in practice money that does not exist and cannot be withdrawn, deposited, transferred or exchanged for anything. No real shares are bought or sold. No order ever reaches a market, a broker or an exchange. Nothing you do here has any effect outside this application's own database.
There is no way to put real money in, and there is nothing to take out. A gain here is not income and a loss here is not a loss.
The prices are delayed
Prices come from Alpaca and are delayed. They are not a live market feed, they are not guaranteed to be accurate or complete, and they may be stale, wrong or missing entirely — the app tells you when it could not fetch one.
Prices are also only updated when something asks for them: opening a page, making a trade, or using "Refresh prices". A figure on screen may have been fetched some time ago. The performance chart and the leaderboard are explicitly as of the last refresh, not as of now.
Because of all this, a trade in this simulator will not match what the same trade would have done in a real market, and results here should not be read as an indication of what a real strategy would have returned.
This is not investment advice
Nothing here is financial, investment, tax or legal advice, and nothing here is a recommendation to buy, sell or hold anything. No part of this site is a solicitation or an offer to deal in any security.
That includes Ask, the research assistant. Ask is a large language model. It can be confidently wrong, it can misread the data it is given, and the search results it draws on may be inaccurate or out of date. It is there to help you read the market, not to tell you what to do, and its output should be checked against a primary source before you rely on it for anything.
The leaderboard is a game
Ranking is by simulated account value and rewards whatever did well over a short period, which in a real market usually means taking risks that are a bad idea with money that matters. It is not a measure of skill and it is not a model to copy.
No warranty
This is a personal learning project, provided as-is, with no guarantee that it works correctly, stays available, or keeps your data. It may lose data, it may be taken offline without notice, and it may contain bugs that make the figures it displays wrong.